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Residue foam insulation on roof tiles - still considered fire risk? Difficult Surveyor who will not sign off


Rachel

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Our buyer's lender's surveyor asked us to remove the rigid foam insulation from loft (applied by previous owners 12+ years ago) as the lender won't lend due to fire risk. The foam is directly on top of the roof tiles (with no membrane/material underneath). Been a nightmare as it took weeks for contractors to remove the residue from the loft (from cutting and scraping it off). Upon re-inspection the surveyor is still not satisfied with the removal as there is residue of the foam left (stuck to roof tiles). Can this residue still be considered fire-risk? Is the surveyor being unreasonable? Any advise please on how best to remove it if possible? Looked into dry ice blasting but there is a risk of it dislodging and damaging the roof tiles (especially as some tiles with hairline cracks already)

WhatsApp Image 2022-07-01 at 6.40.34 PM.jpeg

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If you get the answer you seek, then what?  The surveyor is clearly on the side of caution (But it may be the foam is flammable) I would also ask, since some of the tiles have hairline cracks how much would a new roof with under felt cost and how much would dry ice blasting cost?

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