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Why do insurances not enforce Fire Risk Assessments?

Guest Johnenergy

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Guest Johnenergy

I am a newly trained Fire Risk Assessment provider and landlord.

I was surprised to find that insurance companies providing landlord insurance

do not regard fire safety as statutory legal requirement in this country. Is

that correct I thought the RRO 2005 meant there was a legal requirement? Please advise.

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Yes, there is a legal requirement to carry out fire risk assessments for landlords. Insurances, however, do not have to enforce the legal obligations. I guess most insurances will have blanket clauses that you have to adhere to all legal requirements and best practice without having to mention any specifics.

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